I realize many of you who read this blog are too young to be thinking about Social Security. Additionally, we have all been admonished for assuming there will be any funding by the time we reach retirement age. However, if you are a U.S. citizen receiving W2 forms, I strongly urge you to never discard them. Learn from my experience. Here’s my story.
Every year, I scan through my Social Security earnings statement, found online when you register on http://www.socialsecurity.gov/. One day, I noticed that my earnings for two years in a row did not appear under the social security and medicare earnings columns. I don’t know why I never noticed the error before, but once I did, I began an expedition that I hope to help others avoid.
I was filled with dread from the beginning because the missing earnings were from 30 years ago. What I was not prepared…
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